European housing
House prices, rents, mortgage rates and housing costs for the European countries that report them, from official Eurostat, ECB and OECD data. Each figure links to its country page.
On the OECD’s price-to-income measure, Portugal is highest at 144.9 (Q2 2026) and Finland lowest at 76.0 (Q2 2026), where 100 is each country’s own long-term average.
| Country | House price growth | House price-to-income ratio | House price-to-rent ratio | Rent inflation | Mortgage rate | Housing cost overburden rate |
|---|---|---|---|---|---|---|
| Eurozone | 4.0% Q2 2026 | – | – | 2.6% August 2026 | 3.60% August 2026 | 7.8% 2025 |
| 🇦🇹Austria | 5.1% Q2 2026 | 122.2 Q2 2026 | 111.5 Q4 2025 | 4.3% August 2026 | 3.61% August 2026 | 6.1% 2025 |
| 🇧🇪Belgium | 2.1% Q2 2026 | 119.7 Q2 2026 | 139.3 Q2 2026 | 3.1% August 2026 | 3.70% August 2026 | 6.7% 2025 |
| 🇧🇬Bulgaria | 15.5% Q2 2026 | – | – | 7.1% August 2026 | 2.42% August 2026 | 6.9% 2025 |
| 🇭🇷Croatia | 12.7% Q2 2026 | – | – | 4.3% August 2026 | 2.91% August 2026 | 3.2% 2025 |
| 🇨🇾Cyprus | 7.9% Q2 2026 | – | – | 4.0% August 2026 | 3.31% August 2026 | 2.4% 2025 |
| 🇨🇿Czechia | 8.6% Q2 2026 | – | – | 6.0% August 2026 | – | 8.2% 2025 |
| 🇩🇰Denmark | 9.4% Q2 2026 | 123.9 Q2 2026 | 156.4 Q2 2026 | 2.5% August 2026 | – | 23.4% 2025 |
| 🇪🇪Estonia | 5.8% Q2 2026 | – | – | 2.5% August 2026 | 4.26% August 2026 | 8.8% 2025 |
| 🇫🇮Finland | -2.7% Q2 2026 | 76.0 Q2 2026 | 90.3 Q2 2026 | -0.2% August 2026 | 3.24% August 2026 | 4.7% 2025 |
| 🇫🇷France | -0.8% Q2 2026 | 105.1 Q2 2026 | 126.7 Q2 2026 | 1.6% August 2026 | 3.20% August 2026 | 6.4% 2025 |
| 🇩🇪Germany | 0.6% Q2 2026 | 84.7 Q2 2026 | 110.7 Q2 2026 | 2.2% August 2026 | 4.01% August 2026 | 11.2% 2025 |
| 🇬🇷Greece | – | 109.9 Q2 2026 | 129.9 Q4 2025 | 6.2% August 2026 | 3.30% August 2026 | 26.4% 2025 |
| 🇭🇺Hungary | 10.2% Q2 2026 | – | – | 2.6% August 2026 | – | 5.3% 2025 |
| 🇮🇸Iceland | 2.7% Q2 2026 | – | – | 7.7% August 2026 | – | 13.1% 2020 |
| 🇮🇪Ireland | 6.0% Q2 2026 | 109.7 Q2 2026 | 115.1 Q2 2026 | 5.5% August 2026 | 3.45% August 2026 | 5.3% 2025 |
| 🇮🇹Italy | 4.0% Q2 2026 | 90.1 Q2 2026 | 93.4 Q4 2025 | 3.4% August 2026 | 3.55% August 2026 | 5.0% 2025 |
| 🇱🇻Latvia | 11.4% Q2 2026 | – | – | 1.5% August 2026 | 4.39% August 2026 | 5.7% 2025 |
| 🇱🇹Lithuania | 14.3% Q2 2026 | – | – | 8.5% August 2026 | 4.16% August 2026 | 5.7% 2025 |
| 🇱🇺Luxembourg | -2.2% Q2 2026 | – | – | 1.4% August 2026 | 3.59% August 2026 | 8.1% 2025 |
| 🇲🇹Malta | 6.9% Q2 2026 | – | – | 3.6% August 2026 | 1.91% August 2026 | 6.0% 2025 |
| 🇳🇱Netherlands | 4.3% Q2 2026 | 141.4 Q4 2025 | 157.3 Q4 2025 | 4.4% August 2026 | 3.94% August 2026 | 6.5% 2025 |
| 🇳🇴Norway | 4.2% Q2 2026 | 120.0 Q2 2026 | 165.4 Q2 2026 | 3.5% August 2026 | – | 13.5% 2025 |
| 🇵🇱Poland | 6.3% Q2 2026 | – | – | 3.6% August 2026 | – | 4.1% 2025 |
| 🇵🇹Portugal | 16.5% Q2 2026 | 144.9 Q2 2026 | 154.8 Q2 2026 | 5.2% August 2026 | 3.00% August 2026 | 6.3% 2025 |
| 🇷🇴Romania | 12.1% Q2 2026 | – | – | 39.7% August 2026 | – | 5.0% 2025 |
| 🇸🇰Slovakia | 13.6% Q2 2026 | – | – | 5.6% August 2026 | 3.73% August 2026 | 3.5% 2025 |
| 🇸🇮Slovenia | 9.1% Q2 2026 | – | – | 10.3% August 2026 | 3.22% August 2026 | 3.5% 2025 |
| 🇪🇸Spain | 12.1% Q2 2026 | 129.9 Q2 2026 | 169.1 Q2 2026 | 2.5% August 2026 | 3.04% August 2026 | 7.2% 2025 |
| 🇸🇪Sweden | 4.8% Q2 2026 | 119.6 Q2 2026 | 146.4 Q2 2026 | 3.3% August 2026 | – | 10.8% 2025 |
| 🇨🇭Switzerland | 3.5% Q2 2026 | 125.0 Q2 2026 | 131.2 Q2 2026 | 1.5% August 2026 | – | 15.3% 2024 |
More on housing
The series differ in how often they are published and how long after the period they appear, so each value carries its own period. Sources: Eurostat, the ECB and the OECD. Prices · Economy