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🇫🇮Finland housing cost overburden rate

Finland's housing cost overburden rate is 4.7% as of 2025, from official Eurostat data. It fell from 5.4% the previous year. Over the period shown it has ranged from 3.5% to 5.5%. That is 3.1 percentage points below the euro-area average of 7.8% — the 25th of 30 European countries that report it.

Housing cost overburden rate · Finland
4.7%
vs prev
▼ 0.7 pp
Finland housing cost overburden rate, last 10 years
Source: Eurostat (ilc_lvho07a) · data through 2025 · released 2026-09-17 · modifications: none

The housing cost overburden rate is the share of the population living in households that spend more than 40% of their disposable income on housing, after housing allowances. Housing costs include utilities such as water, electricity, gas and heating. It comes from the EU-SILC household survey and is published once a year.

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Finland housing cost overburden rate — frequently asked questions

What is Finland's housing cost overburden rate?
Finland's housing cost overburden rate is 4.7% as of 2025, from official Eurostat data.
How does Finland's housing cost overburden rate compare with the euro area?
It is the 25th-highest of 30 European countries that report it, against a euro-area average of 7.8%.
Is Finland's housing cost overburden rate rising or falling?
It fell from 5.4% to 4.7% in the latest reading (2025).
What does “housing cost overburden rate” measure?
The housing cost overburden rate is the share of the population living in households that spend more than 40% of their disposable income on housing, after housing allowances. Housing costs include utilities such as water, electricity, gas and heating. It comes from the EU-SILC household survey and is published once a year.

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