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🇲🇹Malta mortgage rate

Malta's mortgage rate is 2.1% as of April 2026, from official Eurostat data. It rose from 2.0% the previous month. Over the period shown it has ranged from 1.6% to 5.3%. That is 1.3 percentage points below the euro-area average of 3.4% — the 21st of 21 member states that report it.

Mortgage rate · Malta
2.1%
vs prev
0.1pp
Malta mortgage rate, last 10 years
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Malta mortgage rate — frequently asked questions

What is Malta's mortgage rate?
Malta's mortgage rate is 2.1% as of April 2026, from official Eurostat data.
How does Malta's mortgage rate compare with the euro area?
It is the 21st-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
Is Malta's mortgage rate rising or falling?
It rose from 2.0% to 2.1% in the latest reading (April 2026).