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🇱🇻Latvia mortgage rate

Latvia's mortgage rate is 4.2% as of April 2026, from official Eurostat data. It rose from 4.1% the previous month. Over the period shown it has ranged from 2.2% to 6.0%. That is 0.7 percentage points above the euro-area average of 3.4% — the 1st of 21 member states that report it.

Mortgage rate · Latvia
4.2%
vs prev
0.1pp
Latvia mortgage rate, last 10 years
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Latvia mortgage rate — frequently asked questions

What is Latvia's mortgage rate?
Latvia's mortgage rate is 4.2% as of April 2026, from official Eurostat data.
How does Latvia's mortgage rate compare with the euro area?
It is the 1st-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
Is Latvia's mortgage rate rising or falling?
It rose from 4.1% to 4.2% in the latest reading (April 2026).