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🇧🇬Bulgaria mortgage rate

Bulgaria's mortgage rate is 2.5% as of April 2026, from official Eurostat data. It was little changed from the previous month. Over the period shown it has ranged from 2.4% to 5.9%. That is 1.0 percentage points below the euro-area average of 3.4% — the 20th of 21 member states that report it.

Mortgage rate · Bulgaria
2.5%
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0.0pp
Bulgaria mortgage rate, last 10 years
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Bulgaria mortgage rate — frequently asked questions

What is Bulgaria's mortgage rate?
Bulgaria's mortgage rate is 2.5% as of April 2026, from official Eurostat data.
How does Bulgaria's mortgage rate compare with the euro area?
It is the 20th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
Is Bulgaria's mortgage rate rising or falling?
It held steady at 2.5% in the latest reading (April 2026).