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🇩🇪Germany home ownership rate

Germany's home ownership rate is 47.2% as of 2025, from official Eurostat data. It was little changed from the previous year. Over the period shown it has ranged from 46.5% to 53.4%. That is 17.9 percentage points below the euro-area average of 65.1% — the 29th of 30 European countries that report it.

Home ownership rate · Germany
47.2%
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Germany home ownership rate, last 10 years
Source: Eurostat (ilc_lvho02) · data through 2025 · released 2026-09-17 · modifications: none
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The home ownership rate is the share of the population living in households that own their home, with or without a mortgage or loan still to repay. The rest live as tenants, paying a market rent or a reduced rent, or living rent-free. It comes from the EU-SILC household survey and is published once a year.

See the full home ownership rate ranking across Europe →

Germany home ownership rate — frequently asked questions

What is Germany's home ownership rate?
Germany's home ownership rate is 47.2% as of 2025, from official Eurostat data.
How does Germany's home ownership rate compare with the euro area?
It is the 29th-highest of 30 European countries that report it, against a euro-area average of 65.1%.
Is Germany's home ownership rate rising or falling?
It held steady at 47.2% in the latest reading (2025).
What does “home ownership rate” measure?
The home ownership rate is the share of the population living in households that own their home, with or without a mortgage or loan still to repay. The rest live as tenants, paying a market rent or a reduced rent, or living rent-free. It comes from the EU-SILC household survey and is published once a year.

Germany — more indicators

Home ownership rate in other countries