euroflation.

🇪🇪Estonia home ownership rate

Estonia's home ownership rate is 79.7% as of 2025, from official Eurostat data. It rose from 79.3% the previous year. Over the period shown it has ranged from 79.3% to 88.9%. That is 14.6 percentage points above the euro-area average of 65.1% — the 11th of 30 European countries that report it.

Home ownership rate · Estonia
79.7%
vs prev
▲ 0.4 pp
Estonia home ownership rate, last 10 years
Source: Eurostat (ilc_lvho02) · data through 2025 · released 2026-09-17 · modifications: none
Embed

Embed this figure on your site

Paste this code into your page. The link under the card is part of the terms of use, so please keep it.

The home ownership rate is the share of the population living in households that own their home, with or without a mortgage or loan still to repay. The rest live as tenants, paying a market rent or a reduced rent, or living rent-free. It comes from the EU-SILC household survey and is published once a year.

See the full home ownership rate ranking across Europe →

Estonia home ownership rate — frequently asked questions

What is Estonia's home ownership rate?
Estonia's home ownership rate is 79.7% as of 2025, from official Eurostat data.
How does Estonia's home ownership rate compare with the euro area?
It is the 11th-highest of 30 European countries that report it, against a euro-area average of 65.1%.
Is Estonia's home ownership rate rising or falling?
It rose from 79.3% to 79.7% in the latest reading (2025).
What does “home ownership rate” measure?
The home ownership rate is the share of the population living in households that own their home, with or without a mortgage or loan still to repay. The rest live as tenants, paying a market rent or a reduced rent, or living rent-free. It comes from the EU-SILC household survey and is published once a year.

Estonia — more indicators

Home ownership rate in other countries