🇪🇪Estonia mortgage rate
Estonia's mortgage rate is 4.1% as of April 2026, from official Eurostat data. It rose from 3.9% the previous month. Over the period shown it has ranged from 2.0% to 6.3%. That is 0.6 percentage points above the euro-area average of 3.4% — the 2nd of 21 member states that report it.
Mortgage rate · Estonia
4.0%
vs prev
▲ 0.2pp
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Estonia mortgage rate — frequently asked questions
- What is Estonia's mortgage rate?
- Estonia's mortgage rate is 4.1% as of April 2026, from official Eurostat data.
- How does Estonia's mortgage rate compare with the euro area?
- It is the 2nd-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
- Is Estonia's mortgage rate rising or falling?
- It rose from 3.9% to 4.1% in the latest reading (April 2026).