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🇮🇹Italy mortgage rate

Italy's mortgage rate is 3.5% as of April 2026, from official Eurostat data. It rose from 3.4% the previous month. Over the period shown it has ranged from 1.3% to 4.5%. That is in line with the euro-area average of 3.4%.

Mortgage rate · Italy
3.5%
vs prev
0.1pp
Italy mortgage rate, last 10 years
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Italy mortgage rate — frequently asked questions

What is Italy's mortgage rate?
Italy's mortgage rate is 3.5% as of April 2026, from official Eurostat data.
How does Italy's mortgage rate compare with the euro area?
It is the 9th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
Is Italy's mortgage rate rising or falling?
It rose from 3.4% to 3.5% in the latest reading (April 2026).