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Eurozone housing cost overburden rate

The euro area's housing cost overburden rate is 7.8% as of 2025, from official Eurostat data. It fell from 8.5% the previous year. Over the period shown it has ranged from 7.8% to 11.4%.

Housing cost overburden rate · the euro area
7.8%
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▼ 0.7 pp
Eurozone housing cost overburden rate, last 10 years
Source: Eurostat (ilc_lvho07a) · data through 2025 · released 2026-09-17 · modifications: none

The housing cost overburden rate is the share of the population living in households that spend more than 40% of their disposable income on housing, after housing allowances. Housing costs include utilities such as water, electricity, gas and heating. It comes from the EU-SILC household survey and is published once a year.

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The euro area housing cost overburden rate — frequently asked questions

What is the euro area's housing cost overburden rate?
The euro area's housing cost overburden rate is 7.8% as of 2025, from official Eurostat data.
Is the euro area's housing cost overburden rate rising or falling?
It fell from 8.5% to 7.8% in the latest reading (2025).
What does “housing cost overburden rate” measure?
The housing cost overburden rate is the share of the population living in households that spend more than 40% of their disposable income on housing, after housing allowances. Housing costs include utilities such as water, electricity, gas and heating. It comes from the EU-SILC household survey and is published once a year.