🇫🇷France mortgage rate
France's mortgage rate is 3.1% as of April 2026, from official Eurostat data. It was little changed from the previous month. Over the period shown it has ranged from 1.1% to 3.6%. That is 0.3 percentage points below the euro-area average of 3.4% — the 14th of 21 member states that report it.
Mortgage rate · France
3.1%
vs prev
0.0pp
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
France mortgage rate — frequently asked questions
- What is France's mortgage rate?
- France's mortgage rate is 3.1% as of April 2026, from official Eurostat data.
- How does France's mortgage rate compare with the euro area?
- It is the 14th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
- Is France's mortgage rate rising or falling?
- It held steady at 3.1% in the latest reading (April 2026).