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🇮🇪Ireland mortgage rate

Ireland's mortgage rate is 3.4% as of April 2026, from official Eurostat data. It was little changed from the previous month. Over the period shown it has ranged from 2.6% to 4.3%. That is in line with the euro-area average of 3.4%.

Mortgage rate · Ireland
3.4%
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Ireland mortgage rate, last 10 years
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Ireland mortgage rate — frequently asked questions

What is Ireland's mortgage rate?
Ireland's mortgage rate is 3.4% as of April 2026, from official Eurostat data.
How does Ireland's mortgage rate compare with the euro area?
It is the 11th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
Is Ireland's mortgage rate rising or falling?
It held steady at 3.4% in the latest reading (April 2026).