🇪🇸Spain mortgage rate
Spain's mortgage rate is 2.8% as of April 2026, from official Eurostat data. It was little changed from the previous month. Over the period shown it has ranged from 1.4% to 3.9%. That is 0.6 percentage points below the euro-area average of 3.4% — the 19th of 21 member states that report it.
Mortgage rate · Spain
2.8%
vs prev
0.0pp
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Spain mortgage rate — frequently asked questions
- What is Spain's mortgage rate?
- Spain's mortgage rate is 2.8% as of April 2026, from official Eurostat data.
- How does Spain's mortgage rate compare with the euro area?
- It is the 19th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
- Is Spain's mortgage rate rising or falling?
- It held steady at 2.8% in the latest reading (April 2026).