🇩🇪Germany mortgage rate
Germany's mortgage rate is 3.8% as of April 2026, from official Eurostat data. It rose from 3.7% the previous month. Over the period shown it has ranged from 1.2% to 4.2%. That is 0.4 percentage points above the euro-area average of 3.4% — the 4th of 21 member states that report it.
Mortgage rate · Germany
3.8%
vs prev
▲ 0.1pp
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Germany mortgage rate — frequently asked questions
- What is Germany's mortgage rate?
- Germany's mortgage rate is 3.8% as of April 2026, from official Eurostat data.
- How does Germany's mortgage rate compare with the euro area?
- It is the 4th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
- Is Germany's mortgage rate rising or falling?
- It rose from 3.7% to 3.8% in the latest reading (April 2026).