Eurozone mortgage rate
The euro area's mortgage rate is 3.5% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 1.3% to 4.1%.
Mortgage rate · the euro area
3.5%
vs prev
0.0pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
Compare every member state in the mortgage rate ranking →
The euro area mortgage rate — frequently asked questions
- What is the euro area's mortgage rate?
- The euro area's mortgage rate is 3.5% as of June 2026, from official ECB data.
- Is the euro area's mortgage rate rising or falling?
- It held steady at 3.5% in the latest reading (June 2026).