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Eurozone mortgage rate

The euro area's mortgage rate is 3.4% as of April 2026, from official Eurostat data. It rose from 3.4% the previous month. Over the period shown it has ranged from 1.3% to 4.1%.

Mortgage rate · the euro area
3.4%
vs prev
0.1pp
the euro area mortgage rate, last 10 years
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none

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The euro area mortgage rate — frequently asked questions

What is the euro area's mortgage rate?
The euro area's mortgage rate is 3.4% as of April 2026, from official Eurostat data.
Is the euro area's mortgage rate rising or falling?
It rose from 3.4% to 3.4% in the latest reading (April 2026).