🇫🇮Finland mortgage rate
Finland's mortgage rate is 3.0% as of April 2026, from official Eurostat data. It rose from 3.0% the previous month. Over the period shown it has ranged from 0.7% to 4.4%. That is 0.4 percentage points below the euro-area average of 3.4% — the 15th of 21 member states that report it.
Mortgage rate · Finland
3.0%
vs prev
▲ 0.1pp
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Finland mortgage rate — frequently asked questions
- What is Finland's mortgage rate?
- Finland's mortgage rate is 3.0% as of April 2026, from official Eurostat data.
- How does Finland's mortgage rate compare with the euro area?
- It is the 15th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
- Is Finland's mortgage rate rising or falling?
- It rose from 3.0% to 3.0% in the latest reading (April 2026).