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🇩🇪Germany housing cost overburden rate

Germany's housing cost overburden rate is 11.2% as of 2025, from official Eurostat data. It fell from 12.0% the previous year. Over the period shown it has ranged from 9.0% to 16.6%. That is 3.4 percentage points above the euro-area average of 7.8% — the 6th of 30 European countries that report it.

Housing cost overburden rate · Germany
11.2%
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▼ 0.8 pp
Germany housing cost overburden rate, last 10 years
Source: Eurostat (ilc_lvho07a) · data through 2025 · released 2026-09-17 · modifications: none

The housing cost overburden rate is the share of the population living in households that spend more than 40% of their disposable income on housing, after housing allowances. Housing costs include utilities such as water, electricity, gas and heating. It comes from the EU-SILC household survey and is published once a year.

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Germany housing cost overburden rate — frequently asked questions

What is Germany's housing cost overburden rate?
Germany's housing cost overburden rate is 11.2% as of 2025, from official Eurostat data.
How does Germany's housing cost overburden rate compare with the euro area?
It is the 6th-highest of 30 European countries that report it, against a euro-area average of 7.8%.
Is Germany's housing cost overburden rate rising or falling?
It fell from 12.0% to 11.2% in the latest reading (2025).
What does “housing cost overburden rate” measure?
The housing cost overburden rate is the share of the population living in households that spend more than 40% of their disposable income on housing, after housing allowances. Housing costs include utilities such as water, electricity, gas and heating. It comes from the EU-SILC household survey and is published once a year.

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