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🇭🇷Croatia mortgage rate

Croatia's mortgage rate is 3.0% as of April 2026, from official Eurostat data. It was little changed from the previous month. Over the period shown it has ranged from 2.2% to 4.8%. That is 0.5 percentage points below the euro-area average of 3.4% — the 17th of 21 member states that report it.

Mortgage rate · Croatia
3.0%
vs prev
0.0pp
Croatia mortgage rate, last 10 years
Source: Eurostat · data through April 2026 · released 2026-06-30 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Croatia mortgage rate — frequently asked questions

What is Croatia's mortgage rate?
Croatia's mortgage rate is 3.0% as of April 2026, from official Eurostat data.
How does Croatia's mortgage rate compare with the euro area?
It is the 17th-highest of 21 euro-area members that report it, against a euro-area average of 3.4%.
Is Croatia's mortgage rate rising or falling?
It held steady at 3.0% in the latest reading (April 2026).