euroflation.

🇭🇷Croatia mortgage rate

Croatia's mortgage rate is 2.9% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 2.2% to 4.6%. That is 0.6 percentage points below the euro-area average of 3.5% — the 18th of 21 member states that report it.

Mortgage rate · Croatia
2.9%
vs prev
0.0pp
Croatia mortgage rate, last 10 years
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Croatia mortgage rate — frequently asked questions

What is Croatia's mortgage rate?
Croatia's mortgage rate is 2.9% as of June 2026, from official ECB data.
How does Croatia's mortgage rate compare with the euro area?
It is the 18th-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
Is Croatia's mortgage rate rising or falling?
It held steady at 2.9% in the latest reading (June 2026).

Croatia — more indicators

Mortgage rate in other countries