Pojasnila
Plain-language pieces on eurozone inflation and ECB policy — the forces behind the numbers, grounded in the official data.
10-year government bond yields, explained — and why they differ inside the euro area
Nineteen governments borrow in the same currency at nineteen different prices. What the 10-year yield actually measures, why the German Bund is the benchmark, and what a spread is telling you.
Croatia after the euro: what actually happened to prices
Croatia adopted the euro in January 2023 amid fears that shops would round everything up. Two years on, the data tells a more interesting story than the headlines did.
Where is euro-area inflation heading? How to read the official forecasts
Searching for an inflation forecast returns a wall of numbers with different dates and owners. Which projections are official, how often each updates, and how to tell a forecast from a market bet.
Kako ECB določa obrestne mere — in kako odločitev doseže vaše hipotekarno posojilo
Tri ključne obrestne mere, en cilj, seja vsakih šest tednov. Kaj Svet ECB dejansko odloči in kakšno pot prehodi sprememba obrestne mere, preden pristane v ponudbah posojil in donosnostih obveznic.
Mortgage rates across the euro area: why your country pays more (or less)
One ECB rate, very different mortgage bills. The fixed-versus-floating split, national banking quirks, and what actually decides the rate a household in Helsinki or Paris gets offered.
Ena valuta, enaindvajset stopenj inflacije — zakaj se države evrskega območja razhajajo
Vse države z evrom si delijo isti denar in isto centralno banko, a njihove stopnje inflacije so lahko narazen za več odstotnih točk. Razkorak je strukturen, ne statistična muha.
Why Irish inflation often reads differently from what Dublin feels
Ireland can post one of the euro area's tamer HICP rates while households swear everything is dearer. The gap is real and has names: housing's odd place in the index, and a very open economy.
Why Romania's inflation keeps topping the EU charts
Romania has spent much of the past years at or near the top of the EU inflation ranking. The causes are specific and mostly home-grown: unwound price caps, tax rises, fast wages and a stubborn deficit.
Why Spain's youth unemployment stays so stubbornly high
Spain's under-25 unemployment rate has topped European charts for decades, in booms as well as busts. The causes are structural — and knowing them changes how to read every monthly release.
Bolgarija prevzema evro — kaj to pomeni za inflacijo
Bolgarija je 1. januarja 2026 postala 21. članica evrskega območja. Ker je bil lev že vezan na evro, je denarni pretres majhen — vendar je zgodba o inflaciji vredna razumevanja.
Zakaj je baltska inflacija bolj vroča od nemške ob enotni obrestni meri ECB
Litovska usklajena inflacija se giblje okoli 5 %, nemška pa ostaja pod 3 % — pod okriljem povsem iste centralne banke. Razkorak je strukturen in najnazornejši prikaz težave evra, ki ji pravimo "ena velikost ne ustreza nikomur".
HICP proti CPI — zakaj inflacija v evrskem območju uporablja drugačno merilo
Številka, ki jo cilja ECB, je HICP, ne nacionalni CPI vaše države. Običajno se gibljeta z roko v roki, vendar so razlike resnične in občasno dovolj velike, da so pomembne.