🇩🇪Germany business lending rate
Germany's business lending rate is 3.8% as of June 2026, from official ECB data. It rose from 3.5% the previous month. Over the period shown it has ranged from 1.1% to 5.4%. That is 0.1 percentage points above the euro-area average of 3.7% — the 12th of 21 member states that report it.
Business lending rate · Germany
3.8%
vs prev
▲ 0.3pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
See the full business lending rate ranking across all euro-area countries →
Germany business lending rate — frequently asked questions
- What is Germany's business lending rate?
- Germany's business lending rate is 3.8% as of June 2026, from official ECB data.
- How does Germany's business lending rate compare with the euro area?
- It is the 12th-highest of 21 euro-area members that report it, against a euro-area average of 3.7%.
- Is Germany's business lending rate rising or falling?
- It rose from 3.5% to 3.8% in the latest reading (June 2026).