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🇩🇪Germany business lending rate

Germany's business lending rate is 3.59% as of August 2026, from official ECB data. It fell from 3.78% the previous month. Over the period shown it has ranged from 1.09% to 5.39%. That is 0.04 percentage points below the euro-area average of 3.63% — the 17th of 21 member states that report it.

Business lending rate · Germany
3.59%
vs prev
▼ 0.19 pp
Germany business lending rate, last 10 years
Source: ECB (MIR) · data through August 2026 · updated 2026-10-05 · modifications: none

See the full business lending rate ranking across all euro-area countries →

Germany business lending rate — frequently asked questions

What is Germany's business lending rate?
Germany's business lending rate is 3.59% as of August 2026, from official ECB data.
How does Germany's business lending rate compare with the euro area?
It is the 17th-highest of 21 euro-area members that report it, against a euro-area average of 3.63%.
Is Germany's business lending rate rising or falling?
It fell from 3.78% to 3.59% in the latest reading (August 2026).

Germany — more indicators

Business lending rate in other countries