🇲🇹Malta mortgage rate
Malta's mortgage rate is 2.0% as of June 2026, from official ECB data. It fell from 2.0% the previous month. Over the period shown it has ranged from 1.6% to 5.3%. That is 1.5 percentage points below the euro-area average of 3.5% — the 21st of 21 member states that report it.
Mortgage rate · Malta
2.0%
vs prev
▼ 0.1pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Malta mortgage rate — frequently asked questions
- What is Malta's mortgage rate?
- Malta's mortgage rate is 2.0% as of June 2026, from official ECB data.
- How does Malta's mortgage rate compare with the euro area?
- It is the 21st-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
- Is Malta's mortgage rate rising or falling?
- It fell from 2.0% to 2.0% in the latest reading (June 2026).