🇮🇪Ireland mortgage rate
Ireland's mortgage rate is 3.4% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 2.6% to 4.3%. That is 0.1 percentage points below the euro-area average of 3.5% — the 11th of 21 member states that report it.
Mortgage rate · Ireland
3.4%
vs prev
0.0pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Ireland mortgage rate — frequently asked questions
- What is Ireland's mortgage rate?
- Ireland's mortgage rate is 3.4% as of June 2026, from official ECB data.
- How does Ireland's mortgage rate compare with the euro area?
- It is the 11th-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
- Is Ireland's mortgage rate rising or falling?
- It held steady at 3.4% in the latest reading (June 2026).