🇦🇹Austria mortgage rate
Austria's mortgage rate is 3.5% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 1.2% to 4.2%. That is 0.1 percentage points above the euro-area average of 3.5% — the 8th of 21 member states that report it.
Mortgage rate · Austria
3.5%
vs prev
0.0pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Austria mortgage rate — frequently asked questions
- What is Austria's mortgage rate?
- Austria's mortgage rate is 3.5% as of June 2026, from official ECB data.
- How does Austria's mortgage rate compare with the euro area?
- It is the 8th-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
- Is Austria's mortgage rate rising or falling?
- It held steady at 3.5% in the latest reading (June 2026).