🇫🇷France mortgage rate
France's mortgage rate is 3.2% as of June 2026, from official ECB data. It rose from 3.1% the previous month. Over the period shown it has ranged from 1.1% to 3.6%. That is 0.3 percentage points below the euro-area average of 3.5% — the 14th of 21 member states that report it.
Mortgage rate · France
3.2%
vs prev
▲ 0.1pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
France mortgage rate — frequently asked questions
- What is France's mortgage rate?
- France's mortgage rate is 3.2% as of June 2026, from official ECB data.
- How does France's mortgage rate compare with the euro area?
- It is the 14th-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
- Is France's mortgage rate rising or falling?
- It rose from 3.1% to 3.2% in the latest reading (June 2026).