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🇱🇻Latvia mortgage rate

Latvia's mortgage rate is 4.3% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 2.2% to 6.0%. That is 0.8 percentage points above the euro-area average of 3.5% — the 1st of 21 member states that report it.

Mortgage rate · Latvia
4.3%
vs prev
0.0pp
Latvia mortgage rate, last 10 years
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Latvia mortgage rate — frequently asked questions

What is Latvia's mortgage rate?
Latvia's mortgage rate is 4.3% as of June 2026, from official ECB data.
How does Latvia's mortgage rate compare with the euro area?
It is the 1st-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
Is Latvia's mortgage rate rising or falling?
It held steady at 4.3% in the latest reading (June 2026).

Latvia — more indicators

Mortgage rate in other countries