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🇱🇺Luxembourg mortgage rate

Luxembourg's mortgage rate is 3.5% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 1.3% to 4.5%. That is in line with the euro-area average of 3.5%.

Mortgage rate · Luxembourg
3.5%
vs prev
0.0pp
Luxembourg mortgage rate, last 10 years
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none

See the full mortgage rate ranking across all euro-area countries

Luxembourg mortgage rate — frequently asked questions

What is Luxembourg's mortgage rate?
Luxembourg's mortgage rate is 3.5% as of June 2026, from official ECB data.
How does Luxembourg's mortgage rate compare with the euro area?
It is the 9th-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
Is Luxembourg's mortgage rate rising or falling?
It held steady at 3.5% in the latest reading (June 2026).

Luxembourg — more indicators

Mortgage rate in other countries