🇪🇪Estonia mortgage rate
Estonia's mortgage rate is 4.1% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 2.0% to 6.3%. That is 0.7 percentage points above the euro-area average of 3.5% — the 2nd of 21 member states that report it.
Mortgage rate · Estonia
4.1%
vs prev
0.0pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Estonia mortgage rate — frequently asked questions
- What is Estonia's mortgage rate?
- Estonia's mortgage rate is 4.1% as of June 2026, from official ECB data.
- How does Estonia's mortgage rate compare with the euro area?
- It is the 2nd-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
- Is Estonia's mortgage rate rising or falling?
- It held steady at 4.1% in the latest reading (June 2026).