🇵🇹Portugal mortgage rate
Portugal's mortgage rate is 2.9% as of June 2026, from official ECB data. It was little changed from the previous month. Over the period shown it has ranged from 0.8% to 4.3%. That is 0.5 percentage points below the euro-area average of 3.5% — the 17th of 21 member states that report it.
Mortgage rate · Portugal
2.9%
vs prev
0.0pp
Source: ECB (MIR) · data through June 2026 · updated 2026-08-20 · modifications: none
See the full mortgage rate ranking across all euro-area countries →
Portugal mortgage rate — frequently asked questions
- What is Portugal's mortgage rate?
- Portugal's mortgage rate is 2.9% as of June 2026, from official ECB data.
- How does Portugal's mortgage rate compare with the euro area?
- It is the 17th-highest of 21 euro-area members that report it, against a euro-area average of 3.5%.
- Is Portugal's mortgage rate rising or falling?
- It held steady at 2.9% in the latest reading (June 2026).