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🇫🇷France mortgage rate

France's mortgage rate is 3,1% as of mai 2026, from official Eurostat data. It was little changed from the previous month. Over the period shown it has ranged from 1,1% to 3,6%. That is 0,4 percentage points below the euro-area average of 3,5% — the 14. of 21 member states that report it.

Mortgage rate · France
3,1%
vs prev
0,0pp
France mortgage rate, siste 10 år
Kilde: Eurostat · data til og med mai 2026 · publisert 2026-07-04 · endringer: ingen

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France mortgage rate — frequently asked questions

What is France's mortgage rate?
France's mortgage rate is 3,1% as of mai 2026, from official Eurostat data.
How does France's mortgage rate compare with the euro area?
It is the 14.-highest of 21 euro-area members that report it, against a euro-area average of 3,5%.
Is France's mortgage rate rising or falling?
It held steady at 3,1% in the latest reading (mai 2026).