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🇪🇸Spain mortgage rate

Spain's mortgage rate is 2,9% as of maí 2026, from official Eurostat data. It rose from 2,8% the previous month. Over the period shown it has ranged from 1,4% to 3,9%. That is 0,6 percentage points below the euro-area average of 3,5% — the 19. of 21 member states that report it.

Mortgage rate · Spain
2,9%
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0,1pp
Spain mortgage rate, síðustu 10 ár
Heimild: Eurostat · gögn til og með maí 2026 · birt 2026-07-04 · breytingar: engar

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Spain mortgage rate — frequently asked questions

What is Spain's mortgage rate?
Spain's mortgage rate is 2,9% as of maí 2026, from official Eurostat data.
How does Spain's mortgage rate compare with the euro area?
It is the 19.-highest of 21 euro-area members that report it, against a euro-area average of 3,5%.
Is Spain's mortgage rate rising or falling?
It rose from 2,8% to 2,9% in the latest reading (maí 2026).