🇩🇪Germany mortgage rate
Germany's mortgage rate is 3,9% as of maí 2026, from official Eurostat data. It rose from 3,8% the previous month. Over the period shown it has ranged from 1,2% to 4,2%. That is 0,5 percentage points above the euro-area average of 3,5% — the 4. of 21 member states that report it.
Mortgage rate · Germany
3,9%
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▲ 0,1pp
Heimild: Eurostat · gögn til og með maí 2026 · birt 2026-07-04 · breytingar: engar
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Germany mortgage rate — frequently asked questions
- What is Germany's mortgage rate?
- Germany's mortgage rate is 3,9% as of maí 2026, from official Eurostat data.
- How does Germany's mortgage rate compare with the euro area?
- It is the 4.-highest of 21 euro-area members that report it, against a euro-area average of 3,5%.
- Is Germany's mortgage rate rising or falling?
- It rose from 3,8% to 3,9% in the latest reading (maí 2026).