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🇩🇪Germany mortgage rate

Germany's mortgage rate is 3,9% as of maj 2026, from official Eurostat data. It rose from 3,8% the previous month. Over the period shown it has ranged from 1,2% to 4,2%. That is 0,5 percentage points above the euro-area average of 3,5% — the 4. of 21 member states that report it.

Mortgage rate · Germany
3,9%
vs prev
0,1pp
Germany mortgage rate, seneste 10 år
Kilde: Eurostat · data til og med maj 2026 · udgivet 2026-07-04 · ændringer: ingen

Se den fulde rangering for mortgage rate på tværs af alle eurolande

Germany mortgage rate — frequently asked questions

What is Germany's mortgage rate?
Germany's mortgage rate is 3,9% as of maj 2026, from official Eurostat data.
How does Germany's mortgage rate compare with the euro area?
It is the 4.-highest of 21 euro-area members that report it, against a euro-area average of 3,5%.
Is Germany's mortgage rate rising or falling?
It rose from 3,8% to 3,9% in the latest reading (maj 2026).